Money worries don’t clock out when the workday begins. More than a third of workers say financial challenges have caused them to miss work, and 28% say those challenges have affected their performance on the job. For employers, financial stress isn’t a private matter that stays at home. It shows up in absences, focus, and overall well-being.
The good news is that financial stress is something employers can help with. The first step is understanding what employees are actually worried about and what financial wellness really looks like for the average employee.
What does Financial Wellness really look like?
Financial wellness isn’t about having a perfect budget or a big salary. It’s about feeling confident in everyday money decisions, having a plan for the unexpected and knowing where to turn when life changes. Our own platform data shows just how closely money is tied to nearly everything else employees need help with.
In 2025, about one in every eight articles read by our members were about money. The most read financial topics tell a clear story about what’s on people’s minds: Budget Plans, Financial Resilience and How much should I save each month? Employees aren’t looking for get-rich-quick tips. They want practical help managing the money they have while building a cushion for what may come next.
Financial topics ranked as the third most popular content on the platform, just behind wellness and legal. Even that ranking understates the full picture, because money concerns run through many other types of requests:
- Legal: Wills, trusts and estate planning; debt, bankruptcy and credit; divorce and family finances; and housing questions such as how much mortgage or rent is affordable.
- Wellness: Stress and money matters, eating well on a budget, compulsive spending and gambling.
- Relationships: Navigating the financial side of divorce, arguing over money and teaching kids about money.
When so many legal and personal concerns come back to wills, debt and housing costs, it’s clear that financial stress often surfaces under a different name. In other words, financial wellness is tied to mental, emotional, legal and relational well-being. Supporting it means meeting people where they are, with education that’s personal, practical, and easy to act on so they can build financial confidence.
The Benefits of nudge
To make that kind of support easier to find, ComPsych is introducing Financial Wellness, Powered by nudge, a leading global financial education platform. Starting in October, nudge’s impartial, personalized financial education tools will be available right inside the GuidanceResources digital platform, putting practical financial guidance in front of millions of ComPsych members worldwide, right where they already turn for support.
nudge is the global impartial financial education platform, trusted by millions of employees and by leading organizations such as Microsoft, PepsiCo and Accenture. Combining behavioral science, software and data, nudge delivers guidance tailored to each person’s location, life stage, goals and benefits. Here’s what sets it apart:
- Impartial: No products to sell, just education that’s always in the member’s best interest.
- Personalized: Built around each individual and their circumstances.
- Proactive: Designed to prompt action, not just build awareness.
- Localized: Consistent globally and relevant locally.
- Experienced: Delivered at scale for global employers.
For employers, this means providing personalized financial support at scale while helping employees address one of the most significant sources of stress affecting overall well-being.
Inside the platform, members get a set of tools that turn financial education into action:
- Financial health checkup: Members answer 12 questions and receive a score across five key pillars of financial well-being, plus a personalized plan showing where they’re thriving and where there’s room to improve, from saving and spending to borrowing and planning.
- Personalized feed: The latest financial news and information in bite-sized, jargon-free posts, covering everything from everyday money management to complex financial topics.
- Timely nudges: When there’s something a member needs to know, or a financial action they ought to take, nudge sends a personal, timely notification.
The results speak for themselves: one multi-national employer experienced a 68% increase in EAP engagement and 90% more well-being assessments completed via the EAP while nudge enjoys a Net Promoter Score of 75 across all customer populations.
A Holistic Approach to Well-Being
At ComPsych, we know that financial worries affect many areas of life. They spill into people’s mental health, their relationships and their work. That’s why more employees are turning to their employers for practical tools and guidance to help them feel more in control.
With more financial support, employers can give their people impartial, personalized support for one of life’s most persistent sources of stress, right alongside the mental health, legal, and well-being resources they already trust. To learn more about ComPsych Financial Wellness, powered by nudge, visit here.
